Occurrence vs. Sunset Clause: What California Contractors Need to Know About “Occurrence w/ 2 Year Sunset” GL Quotes
If you’re a California contractor shopping for general liability (GL) insurance, you’ve probably seen this line in a quote: “Occurrence w/ 2 year Sunset Clause.” It looks harmless. It even sounds like it’s giving you “occurrence” coverage — the gold standard most contractors want. But that tiny “2 year Sunset Clause” can turn a seemingly […]