A plain-English guide for California contractors: how workers’ comp audits work, what records to gather, ghost policy audits, and how to dispute or appeal.
If you’re using a Responsible Managing Officer (RMO) to qualify a California contractor license, you may be wondering whether the RMO must provide their Social Security Number (SSN) to obtain the required contractor bond. The answer is: not always. The key is understanding the difference between what the California Contractors State License Board (CSLB) requires
Does a California RMO Need an SSN for a Contractor License Bond? Read More »
You’re Licensed… Now What? You’ve finally earned your California contractor license. You’re ready to start bidding jobs when suddenly everyone starts giving you different advice. “You need an LLC.” “You should incorporate.” “Stay a Sole Proprietor.” “My accountant says…” So who’s right? The truth is, there isn’t a one-size-fits-all answer. Many successful California contractors start
Should a California Contractor Form an LLC? Sole Proprietor vs. LLC vs. Corporation Read More »
A Step-by-Step Guide to Contractor Bonds, LLC Requirements, Insurance Considerations, and Launching Your Contracting Business Congratulations! Passing the California contractor exam is a major accomplishment, but many contractors are surprised to learn that passing the exam is not the final step in the licensing process. Before the CSLB can issue your contractor license, there are
By Kevin Leipsic, President & Founder Licensed CA insurance agent #0D72064 · Member & Insurance Advisor, California Building Industry Association (CBIA) and National Association of the Remodeling Industry (NARI) Host of ContractorTV on YouTube and the California Contractor Podcast on Spotify Last reviewed November 1, 2026, against CSLB and California law Renewal coming up? No
Many licensed contractors don’t realize that their contractor license may create opportunities to generate additional income beyond traditional construction work. One option that some contractors explore is becoming a Responsible Managing Officer (RMO) for qualified construction businesses. While serving as an RMO is not appropriate for every contractor, it can provide additional income opportunities and
How California Contractors Can Earn Additional Income With Their Contractor License Read More »
