What Is Excess Insurance for Contractors? (Simple Guide for 2026)

If you’re a contractor, you’ve probably run into this situation: A client, builder, or property manager asks you for more insurance coverage than your policy provides. You call your insurance company… and they tell you your General Liability policy is capped at: $1,000,000 per occurrence $2,000,000 aggregate So what do you do? That’s where Excess […]

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