Kevin Leipsic

If you’re a contractor, you’ve probably gotten an email like this: “Hey, can you add us to your insurance?” Seems simple—but this is where a lot of confusion (and mistakes) happen. There’s a big difference between: Listing someone as a Certificate Holder Naming someone as an Additional Insured Understanding this can protect your business from […]

You’ve studied hard, passed your exam, and submitted your C-20 HVAC license application to the CSLB. You’re ready to work. Then the CSLB asks for proof of workers’ compensation insurance — and your application stops cold. This is the moment that catches nearly every new C-20 applicant off guard. Your contractor exam prep course covered

If you’re a California contractor shopping for general liability (GL) insurance, you’ve probably seen this line in a quote: “Occurrence w/ 2 year Sunset Clause.” It looks harmless. It even sounds like it’s giving you “occurrence” coverage — the gold standard most contractors want. But that tiny “2 year Sunset Clause” can turn a seemingly

Whether you are applying for your D-49 Tree Service license for the first time or renewing a license you have held for years, there is one requirement standing between you and an active CSLB license: workers’ compensation insurance. As of January 2026, the CSLB is actively verifying workers’ compensation coverage for all D-49 Tree Service

Whether you are applying for your C-8 Concrete license for the first time or renewing a license you’ve held for years, there is one requirement standing between you and an active CSLB license: workers’ compensation insurance. As of January 2026, the CSLB is actively verifying workers’ compensation coverage for all C-8 Concrete contractors. New applicants

Whether you are applying for your C-22 Asbestos Abatement license for the first time or renewing a license you have held for years, there is one requirement standing between you and an active CSLB license: workers’ compensation insurance. As of January 2026, the CSLB is actively verifying workers’ compensation coverage for all C-22 Asbestos Abatement