General

Contractor Bond Requirements By State (2026 Guide)

If you’re a residential contractor, remodeler, roofer, HVAC contractor, painter, electrician, plumber, or general contractor, you’ve probably heard terms like: Contractor Bond Surety Bond License Bond Performance Bond “Licensed and Insured” But many contractors across the United States are still unclear about: when contractor bonds are required how contractor bonds work whether they need one

Contractor Bond Requirements By State (2026 Guide) Read More »

What are Admitted carriers and Non-admitted – Surplus Lines Insurance carriers?

As a contractor, knowing the difference between admitted and non-admitted insurance companies is key—kind of like knowing the difference between a hammer and a nail gun! In the most simplistic terms, an “admitted” insurance provider has been approved by a state’s Department of Insurance, and a “non-admitted” carrier has not. While this simple definition might

What are Admitted carriers and Non-admitted – Surplus Lines Insurance carriers? Read More »

Life Insurance – Mortgage Insurance and PMI – What are the Differences and Why Should I Care?

If you’re in the process of buying a house, it won’t be long before mortgage life insurance offers start arriving in the mail. Sold by mortgage lenders and insurance companies, mortgage life insurance (sometimes called Mortgage Protection Insurance) pays off your home loan if you die with a balance. The idea sounds sensible: Your family

Life Insurance – Mortgage Insurance and PMI – What are the Differences and Why Should I Care? Read More »