California Contractor Workers’ Comp & Ghost Policies: CSLB Rules + How to Buy (2026–2028)

By Kevin Leipsic, President & Founder Licensed CA insurance agent #0D72064 · Member & Insurance Advisor, California Building Industry Association (CBIA) and National Association of the Remodeling Industry (NARI) Host of ContractorTV on YouTube and the California Contractor Podcast on Spotify Last reviewed November 1, 2026, against CSLB and California law Renewal coming up? No

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