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Contractor Bond Requirements By State (2026 Guide)

If you’re a residential contractor, remodeler, roofer, HVAC contractor, painter, electrician, plumber, or general contractor, you’ve probably heard terms like: Contractor Bond Surety Bond License Bond Performance Bond “Licensed and Insured” But many contractors across the United States are still unclear about: when contractor bonds are required how contractor bonds work whether they need one

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The Truth About Ghost Policies: How Fake Workers’ Comp Coverage Puts Contractors and Homeowners at Risk

The Hidden Risk of Ghost Policies in the Contracting Industry If you hire a contractor that has a Ghost Insurance Policy, and someone is injured on your property, you could be held responsible for all medical costs. Just because a contractor provides a certificate of insurance showing proof of coverage does not mean it actually

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What is a Certificate of Insurance – ACORD 25?

What Is a Certificate of Insurance? A Certificate of Insurance provides evidence of insurance showing coverage limits, insurance company details, and expiration dates of policies.  It is a simple method for offering proof to a third-party who has requested it that you carry commercial insurance. Its purpose is for notification only. The industry standard summarizing

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